Time for Trick or Treat!!!

Atilla The Ninja

Remzi Bat Wayne

The Big Fight

What does the Fox swipe?

Beauty and the Fox

Gretel lost in the woods

Monkey stole the baby

Family of odds

Guess what? I pay You, when you buy a house...

Many of you probably still do not know that at EveryHome Realtors we have a "Cash@Closing" policy.Yes I said it is a policy because Cash@Closing™ is money EveryHome gives back to YOU at Settlement. This money is a portion of EveryHome’s commission which is paid by the seller. 

Cash@Closing™ is NOT the amount of money you need to bring to closing, it’s the money you can leave with.

EveryHome, Realtors® does not spend money on corporate advertising because it does not help achieve our client’s goals. We help buyers purchase their dream home for the least amount of money and stress possible. Satisfied clients are all we need to gain new business. By focusing our efforts only on helping our clients, EveryHome can pass our savings on to you by paying you Cash@Closing™ when you buy a home.

It is actually decent amount of money. You can buy a new appliance or pay for your closing cost with our Thank You gift.

You can see the Cash@Closing™ ( or click here) amounts on our website right under the listing price of the house.

If you want to learn more about our Cash@Closing™ policy please click here.

Buyer's Agency Contract 101

If you’re in the home hunting process and working with an agent, you may have been asked to sign a Buyer Agency Contract (BAC). This contract essentially binds you to the agent you’re working with—that is, if you purchase a home during the term designated on the BAC, your agent is legally entitled to represent you.

  Every real estate agency is different. Some agencies may ask you to sign right away, while others wait until you’re comfortable with your agent (like us!). We like to recommend you wait until you trust your agent and ensure that he/she is who you’d really like to work with. After all, you can only enter a Buyer Agency Contract with one agent at a time! 

  So what happens if you've signed a Buyer's Agency Contract...but you don't wish to work with your agent anymore? If you're with an EveryHome agent, it's easy! We offer 7-day "easy out" contracts, because we understand that situations change. But if you're with a "big box" agency, it might be a little more difficult. The best thing to do would be to consult with your agent, or his or her broker. 

  If you have any further questions, we always like to suggest you consult an attorney. Happy Home Hunting!

Pumpkilicious...

Pumpkin dessert is a very easy-to-make popular and traditional recipe in Turkey. Turks do not celebrate Halloween but that does not stop us enjoying a good pumpkin.
 If you don't have a big company, you can use butternut squash in stead of pumpkin.

What you need for 6-7 people is;

• medium size pumpkin or 2 butternut squash
• sugar
• 4-5 cloves
• crushed walnuts

The ratio of pumpkin to sugar is 1 to 1/2. The ratio is really up to your taste buds.  I used 3 cups of pumpkin and 1 1/2 cups of sugar. Peel the pumpkin, cut it into big chunks, and put in a pot. Put sugar on and let it sit over night. It will release water, so you don't need to add water when you're cooking it. The next day, add 4-5 cloves into the pot and cook on medium until the pumpkin is soft, approximately 30 minutes. Let it cool and garnish with walnuts or pistachios or grated coconut.

Enjoy this yummy dessert.

4 Home Staging Tips for Autumn

It’s no secret that home staging is necessary to showcase your home’s best features to prospective buyers, and these four ideas will keep your home looking warm and cozy!

1.            Curb appeal! Maintaining a beautiful exterior is the easiest way to attract buyers, and fall-specific maintenance is an important part. Rake up unwanted leaves, patch up brown spots in the grass, and consider pressure washing your siding.

 2.            A few decorations can go a long way! Hints of seasonal foliage, a couple of pumpkins, or cornstalks outdoors are a great way to keep your home feeling seasonal, but be careful to not go overboard. Potential buyers want to see your home, and too much extra clutter can be distracting.

3.            As the days get shorter in the fall, you may want to check that your home is adequately lit. Buyers tend to prefer well-lit homes, and the fall is no exception! Consider adding a few more lights around your home, amping up the wattage, or installing exterior lights to make your home stand out in the evening!

 4.            Appeal to all of the senses by lighting a fall-scented candle, leaving out a bowl of candy corn, and lighting the fireplace for added warmth.

Contact me for more ideas how to prepare your home for the fall market and save money when listing your home with Everyhome.

What are you doing in Bryn Athyn College Charter Day weekend?

CHARTER DAY 2013

Charter Day, Bryn Athyn College's homecoming weekend, is held in October of each year to celebrate the signing of the Charter in 1877.

Charter Day 2013 will be on October 18. Festivities will take place from October 17-21, 2013.

Every year, traditional festivities include reunion events, our men's soccer game, our Charter Day Banquet, and a golf outing fund-raiser for our student aid fund. The weekend begins with a visually-striking procession in which our students march from Benade Hall to a worship service in Bryn Athyn Cathedral, lead by the country flags of our International Student Organization.

Here is the link for the charter day weekend program.

EveryHome Realtors: What If My Spouse’s Credit Score is Too Low?

Let’s say, for the sake of argument, that your credit score is a sparkly 790. And your spouse’s? 620. While 620 isn’t out of the question for purchasing a home, it can definitely negatively impact your rate and other fees. Plus, it can lower your overall approval amount. And unfortunately, lenders base your mortgage amount and rate on the lesser of the two credit scores.

So what are your options? Perhaps the most drastic option is for the spouse with the better credit score to apply for a mortgage on their own. Both people can still be homeowners and listed on the home’s title, but the mortgage will only reflect one name. However, be sure to consider that the debt-to-income ratio is an important component of qualifying for a mortgage. In other words, the qualifying spouse must have a high enough income.

  Another option would be to rehabilitate your spouse’s credit by paying bills diligently on time and in full every month, or by seeking out a credit repair company. Credit repair companies are able to fix any credit-report errors, eliminate disputed accounts, and provide direction for clients looking to boost their scores fast. (Pssst…we love Credit Blueprint of King of Prussia)

Impacts of government shutdown on Real Estate!!!

Consumers who have applied for FHA or VA loans should expect some delays as a result of the government shutdown. But reports that the shutdown could slow the housing recovery may be a bit overblown, according to economist Jim Gaines.

Assuming the shutdown doesn't last more than a week, which it has, Gaines expects the impact to be minimal, creating delays and other nuisances in processing existing transactions that rely on any type of government action.

“But after that, who knows what’s going to happen,” Gaines said.

The worst case scenario is “we basically come to a standstill in the mortgage market,” he said.

The U.S. Department of Housing and Urban Development said it will continue to process government-backed mortgage applications, but that a limited number of staff would be available.

So if you are planning to apply for an FHA or VA mortgage please be aware of delays and set your dates accordingly.

The Holmes Family's moved into their new house.

After searching for the perfect home for a while this lovely home was the winner.
It is a beautiful home in the woods where kid or KIDS can run around.

We are very happy to be a part of their new life. Enjoy your new beautiful home. 

A little bit laughter for Realtors

Check out this great website where Realtors put terrible picture of the houses they are trying to sell.
What on earth would you put those pictures up for?

Terrible Real Estate Pictures